Quote:
Originally Posted by jyl
jwasbury - 14" above your door top, jeez that is high water.
What does it mean, financially - I assume there is no flood insurance there, are there disaster aid programs? Your neighbors who were totally flooded, or you who are faced with (I assume) ripping and replacing the walls, floors, subfloors, maybe wiring, etc of the first floor (? maybe I am all wrong?) - if you dont happen to have the cash sitting around, is there anywhere to turn for help?
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Actually 14" above the bottom of the door, but it was still high water. My home is in a flood zone according to FEMA maps. This was not the case when I purchased it, but they amended the Flood zone maps post Katrina and my house became part of an "AE" flood zone, a "high risk" designation. After that, my mortgage required flood insurance, which is available at relatively low cost through the FEMA national flood insurance program when you are in a FEMA designated flood zone. The basic insurance does not cover "personal items" only buildings and major appliances, electrical, furnaces, air con, water heaters, etc. Folks who were renting could be SOL if they didn't have specific insurance coverage.
Maybe some disaster relief funds will be made available, but surely it will be hard to come by. For the folks who truly have nothing, the most help will probably come from charitable organizations and neighbors. My wife and I brought a bunch of stuff to a family down the block who were wiped out...coats, blankets, pillows, sweaters, towels, etc...for folks like this who lost everything, even the smallest things make a difference. Lots of folks are going to have real hardship...