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no there is not a HOA thankfully
I would not buy a property in one
while this maybe a rare good case for one
the problems and interference of a HOA I think exceed the worth of one
plus they all want to fee you in addition to the BS power trips
we were just county when I bought
but about 7 year ago we became a city
I have contacted the city who forced the board up and limited yard work
but as the mayor is a mortgage broker
the city is not inclined to force the bank to do anything drastic
like fix or tear down the house
but what I am trying to find out the term / life of the PMI payments
am I looking at a 30 year life of this ? [to match the original mortgage ?]
as I strongly suspect as long as the PMI is paying nothing will happen
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