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This bank does not have my original loan. This is the bank I do business with all the time. My loan was with B of A. I refi a couple of years back on $107,000 for 4.8% with B of A. They did not even come out to see the house. Ispoke to their loan officer once, then I sign papers at the end. Piece of cake. I am doing this with B of the West because their rate is smoking low at 3.4%. thinking at that amount, its stupid for the bank to play games. I am only interested on what's owe on it.
I think this guy has a chip on his shoulder. What does he gain from this? I fail to understand.
Anyone know why they always appraise homes lower then what its worth? That killed a couple of deals for us as sellers in the past couple of years. Buyer's offer is near the top of the marker value, but the appraise don't think so. the difference is simple, down the hill with no view vs a view home but that kind of things are not taken into account by these dumb asses.
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