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Little/no debt is a good thing, at least for my psyche. Only debt I have is one car payment and I could write a check for that but it would come out of the rainy day fund which I'm hoping to get into 6 figures in a few months (buying basses doesn't help). I'm trying to sock away a fair chunk as I'm not sure how much longer the good ride at work will continue. If push came to shove I think we could live for somewhere between one and two years on savings. If I can stay gainfully employed, the goal is to save enough to be able to buy a small house somewhere cheaper (ie not LA) so I've got someplace to "retire" to. That will take awhile though. I don't even look at the 401ks - those will do what they do and I likely won't touch them for another 15-20 years.
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