Dave, I am so sorry to hear! Seems like a lot of us are running into bad times. If I could help I would. What are you looking for from here? Are you gonna do the woodwork stuff? Let me know if I can do anything except for the cash flow thing, since I don't have much of that lately. I have lots of hotel and airfare points if you ever want to go anywhere.
Hang in there. Big gigantic hugs!