[TimT]

So far I have been denied claims from FEMA and my homeowners insurance ( Liberty Mutual).. I my flood insurance which is handled by Liberty Mutual is next..

I have undermining of the foundation of my house, lost all HVAC equip.... though I restored heat and hot water on my own out of pocket (yes I save every single receipt).

Some neighbors house are total losses...

I am out of pocket about $6k to restore my home... this does not include repairs to the foundation/basement slab...Since I am in the construction industry I figure abour $3-4K for those repairs...

Between my deciding to absorb losses from damage from previous storms, and my decision to try be compensated for monies I have proof of that I used to repair damages from this event..

Makes me despise insurance companies... in any way shape or form

and two of three of my insureres have denied my claims.

I actually have before and after pictures!

There is a portion of my basement where the floor is now hollow....you can feel the floor flex just by walking...

15 years with Liberty Mutual taking my money.... This is my first claim

And it denied...

Fuch them

and two of three of my insureres have denied my claims.