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There is absolutely no reason to keep giving money to these people if they do not take the time to work with you. There are all kinds of insurance companies out there that will be more than happy to be of service to you. It is a PITA to think that after 22 years that you have go through that but truth be told, it is a very competitive business and someone, somewhere will do a better job than what you are getting now. If not, there is always the phone book and plenty more numbers to call. They are supposed to be taking care of you, not the other way around.
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