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Insurance question after garage vandalism
Hi
Just trying to figure out whats the best way to proceed here.
Yesterday I go to get my car from the parking garage I keep it at and pay monthly for. (Its NYC rates so read not cheap). I find my DS door lock pried off and that thieves had attempted to break in.
I spoke to the garage manager and he is going to tell the owner and put me on the list of damaged cars. I assume they will claim under their insurance. What concerns me is I know they will not understand the parts pricing, and I don't want this doing at the garage of their choice. (New Porsche door locks are $900 with no labor. so the bill will be in excess of $1500 I don't see why I should do this myself)
Do I involve my own insurance company ? I don't want to make a claim pay my deductible and loose my NCB.
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