[GH85Carrera]

I have been seriously considering changing insurance companies. we have four vehicles and i think we pay about $30/month/vehicle. the only thing that prevents me from changing is that i don't know which company to trust. progressive has been okay, i just think that we pay too much. we haven't had a claim in seven years, IIRC, and that one was small, i just could not afford $700 at the time (really, things were damn tight). we've had one ticket each, the wife and i, in about 14 years.


Is that for liability only or full coverage?

Mrs Carrera and I both have perfect driving records. No tickets and no wrecks. The only claim was for the deer that attacked my 911 in Max's part of the world.

I have fixed valuation for my 911 and my El Camino. The Elky is worth way more than standard book value. For the 911 I am paying about $25 per month but is is insured as a pleasure only vehicle. I can drive it to work on occasion and if the Elky is in the shop for repair. My wife's car is just a car that can be replaced easily with another appliance car. It is a nice car but still just an appliance.

My Elky is the most expensive to insure. It is always a little difficult to figure out my exact cost of insurance for the cars. We have the house and all three cars insured by the same company. They do a automatic bank transfer each month. At the end of the year if we have no claims I get a nice rebate check. Last year it was $800 back to me. The agent has to bring me the paper analog check. He likes going into offices and handing a customer a big check in front of his client's co-workers.

With the three cars and the house I pay a decent chunk of change each month but I have high limits and full replacement on the house and contents.