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When I worked as a contractor, everything was on my dime, especially health insurance. You need to know what that is going to cost you before you walk in the door. Also, self-employment taxes need to be considered. In short, know all of your costs for being self-employed.
Then, you need to know how you are being paid. As a contractor, expect to be paid only for the hours that you work. For vacation, days off and sick days don't expect to be paid. Total up the number of days that you would expect to be "off" and adjust your rate accordingly.
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