Quote:
Originally Posted by onewhippedpuppy
I have my '88 911 through Leland West, I think it's about $600 for one year. If I remember correctly I think the mileage cap is 5,000 and they allow occasional commuting to work. It's an agreed value policy, and they were ok with my heavily modified car. They also give PCA discounts.
Beware the normal policy. I talked to Geico about insuring mine along with our regular cars, they were very upfront that due to the age they would likely not value the car at its true collector value. They take MSRP and depreciate each year, so in theory an older car is worth very little to them. Pretty bad when an insurance company recommends that you take your business elsewhere, but they recommended that I insure it with a collector car policy.
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I do have an agreed upon value with my standard policy but the fact that I pay as much for my Jeep, which is driven 6 out of 7 days or more, just seems absurd to me. I'm going to get a quote from Leland West now.
Quote:
Originally Posted by LWJ
There are a bunch of them. Haggerty comes to mind. Lots of others. Typically you need to have another primary vehicle. You can usually drive your special interest car as desired - including a commute - but some companies want this to be for maintenance or recreation purposes.
Grundy may be fine. The policy is the contract. You may have spoken to some ill informed staff person. It happens often.
Doe the policy define "Frequently?" If not. A better question to your agent (in writing) is what does this mean? You already have coverage if in-frequent, per the contract. The issue is what is frequently mean?
Good luck.
Larry
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I looked into Haggerty and they seemed to have even more written restrictions. No, I found no concrete definition of "frequently" which was one of the reasons I called. I'm going to shop around a bit more as that left a bad taste in my mouth.