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I just purchased an aftermarket warranty from my local "Porsche" Dealer. They use fidelity which seems to have a good reputation. The price depends on the car and mileage.
Power train only was 2500 bucks. I say get one. This one covers "all" lubricated parts which includes the IMS. I still may replace the RMS and the IMS.
There's no insurance that the LN bearing won't break either. I'm not scared and I love my 996. If it blows up twice you only pay for your deductible.
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