Ok guys... I'm coming into a few K, and I'm trying to figure out what to do with it. I've been wanting to buy a bike, and this won't be enough for that, but would be enough if I leave it alone and divert some over to it. So I'm trying to figure out where to invest it that will give me a decent return, but won't have my money tied up.
I've looked at lending club, but am I right in reading that everything there is 36, or 60 month?
Educate this young grasshopper.

. So far the only investment I've got is some small money in the stock market that is pretty consistently gaining, but I feel that stock will peak soon.