[Jeff Higgins]

For me, it all boils down to using the particular loads my (mostly fixed sight) guns are zeroed for, and that I'm familiar with. That, and loads I have confidence in - like I said, I have personally had hollow points (and for that matter, JSP's) fail on game animals. I won't trust my life to them. So, in the end, I won't use a load with a different point of impact and in which I have no confidence anyway. That's why I prefer my own handloads - I've had success with them in the field and I know where they shoot.