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Just like everything else in this world, I don't understand.
What rational person will borrow tens of thousands of dollars when doing so will create a financial hardship down the road?
What rational parent will allow their child to borrow tens of thousands of dollars when doing so will create a financial hardship down the road?
What financial institution will loan tens of thousands of dollars when doing so will create a financial hardship down the road?
The obvious answer is none until, as many pointed out, you create a system that is not rational.
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Why do things that happen to white trash always happen to me?
Got nachos?
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