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Honestly I don't know how anyone gets through Med school without student loans, but starting life $500k in the hole after giving up 8-10 years of your life? That's a long hard road that needs to be considered very carefully.
For the rest of us, figure out how to get it done without loans for the 1st four years. After a demonstrated track record of excellence in higher learning, a loan for a Masters or PhD might be worthwhile depending on the field of study. For the 2% of extraordinary HS students who have the grades and desire but not the funds or family backing, a loan to cover tuition while they work to cover expenses makes sense. Tacking on a balance due of $100k+ for every Bachelors degree is simply madness.
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2021 Cayman GTS 4.0L
2020 Macan (dog hauler)
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