Quote:
Originally Posted by 84porsche
I disputed both of these on a credit card having one win and the second did not as I did not complete the required form on the grounds of unsatisfactory service.
...if an unsatisfactory service was provided, then one should not have to pay....
|
This is the heart of your complaint and from what you've posted, you failed to back it up.
As mentioned, an appraisal is subjective and no two will be identical. There is no direct correlation between an appraisal and final selling price, as noted.
You have not shown any evidence of unsatisfactory service, only that you dislike the final report of that service. The service includes the methods used by the appraiser to come up with the report. If those were standard methods used by the industry and used in a competent manner, then the service was satisfactory. In addition, two different appraisers using the same methods and data on the same property will likely come up with different final results--that's how subjective the field is.
I can understand the company sending you to a collection agency. They performed their service as contracted (presumably), produced a report, and expect to get paid for that service. Unless you can show the appraiser failed to use the proper methods or proper data, you cannot say their service was unsatisfactory.