Quote:
Originally Posted by on2wheels52
So is the converse true? ie, once you have a claim, the less likely you are going to have another one?
Jim
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Actually, Zeke is correct that is how insurance companies look at it. There is one company and it may be All State that reduces your rate every year for the first few years you don't have an accident and Geico and I think a few others forgive the first accident.
I am not familiar wit Erie but I have heard from many they are a good company. I would think dropping the top would fall under comprehensive as a result should'nt be chargeable. I guess they figure removing the top is considered operating the vehicle which would fall under collision and that is chargeable. Be prepared if they did file under collision the AS rate is going to change. Accidents follow you from one carrier to another for three years.