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My suggestion would be to negotiate a price first contingent on a PPI. If you don't, the dealer will want more money knowing you've invested a PPI into the deal. I'd avoid a car with an accident on the Carfax. It taints the value. You could run the car by a body shop as well for an "accident" PPI. Any reputable dealer will let you take the car for a PPI. If they won't, I'd walk.
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