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Is This Enforceable?
In a footnote to the usual privacy statement notice my bank sent me a notice saying that all disputes between us must be settled by an arbitrator and further:
"YOU UNDERSTAND AND AGREE THAT YOU AND HSA BANK ARE
WAIVING THE RIGHT TO A JURY TRIAL OR TRIAL BEFORE A JUDGE IN A PUBLIC COURT."
Can a bank, or any other business, wait for a year after you contract with them to arbitrarily and unilaterally insert changes in the fine print and enforce them? I can see maybe small changes, but can a bank actually enforce an after-the-fact demand that you give up your right to access the American legal system?
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