[Porsche-O-Phile]

Done, paid. Very simple. I normally agree with the "why give the government a 0% interest loan on your money" school of thought but with market rates of return as crummy as they are out there does it really matter all that much right now?

I hope things turn around and to be in situation where I can feel that way again in the next few years, but right now a few hundred bucks that might (if I'm lucky) net me about 20 bucks interest to not have any worries or headaches is worth it so I'll take the refund.