Quote:
Originally Posted by porwolf
The best documentation seems always complete medical records and bills. I understand that insurance companies and courts use them as a measure of personal damages suffered. Courts usually award 3 times medical expenses.
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The ins companies probably have a formula but will deny it if asked. My medical expenses were next to zero because we have free public healthcare.
My personal file is about an inch thick but the adjuster at state farm only just got around to asking for permission to see my medical records 2 yrs later. They probably hope copies will be lost or no longer available.