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I would have already had a lawyer by now. No matter how nice the lady was, she nearly killed you and even if she has insurance, they will fight as hard as they can. Was she on the phone, texting, drinking coffee, then.......Two of my neighbors have had been hit and in both cases the offender's insurance said initially "well if you had not been in the intersection, no accident would have taken place"! I would start at a million and let them work down a bit........
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I had a similar accident in my '74 and got the approx value of the car...at the low end. Would you expect more than the value of the car of not injured?