[scottmandue]

It is that time again, open enrollment at work...

I have been with Blue Shield (IPO) since time began (15 years) been seeing the same doc, close to home, personalized service (doc knows me by name and my history).

My wife was with Kaiser in Portland OR. but when she moved down here she said "I don't care they are all the same (med insurance)" so I signed her up with Blue Shield.

Because my wife has a big heart she has slowly been sucked into being a caregiver for my parents who have Kaiser and she has been working with them on care for my parents.

Now she is all "you can email your doctor, make and cancel appointments on-line, check you medical history on-line, have your prescriptions mailed to you..."

The price of the two programs is about the same... I seem to remember last time I checked the copays with Kaiser were higher, particularly on the prescriptions... that as we are past 50 seem to be more and more pills we have to take...

Anyone have experience with both and can compare?