Keep in mind who controls the global (western) monetary system. It's a small number of very rich and powerful finance guys in New York City (with a branch office in the White House). Low rates mean cheap money for them to borrow and invest in their large computer trading systems, the systems that make trades in milliseconds and yield the biggest profits for their owners. Keep in mind too that Bernanke, Paulson, Geithner, Rubin, etc.--the guys who hold office in the Treasury and Fed--are ALL Wall Street guys and direct the policy decisions from their perspective and to their benefit. The rest of us, if we benefit, do so only after they do. And yes, when/if the system fails they will 1. direct the federal government to cover their losses (2007-08), and 2. shovel some/much of that money into their own coffers through bonuses, etc. It's small wonder guys like Robert Rubin and Jamie Dymon usually have those Cheshire-cat smiles on their faces.
"Oh I don't have any money in the market."
--Robert Rubin, when asked by a small group of Wall Street professionals what his strategy was as the tech bubble was close to bursting.
"It was like an earthquake. I went right back to my office and started selling my portfolio into cash. No, I didn't tell anybody right away. I mean, if Bob Rubin isn't in the market that is a major indicator of the faults in the system. I was just stunned that he said that to us."
--One of the bankers in the group talking to Rubin.
Those most addicted to cheap government money are the Wall Street guys. If they want the Fed to 'stay the course' (keep it cheap) then that's what the Fed will do. Markets reacted accordingly:
http://www.huffingtonpost.com/2013/09/18/stocks-record-high_n_3950289.html