[Rick Lee]

They were trying to get me to go with their financing and really pushy about it. My bank offered 2.49% and dealer offered 2.59%, which turns out to be literally pennies per month. But I like my bank and the loan officer, have had many loans from them in the past and want this loan officer to get paid for his work.... and save a few pennies. So, since I didn't have the money with me tonight, they made me qualify for their financing and then said I have until next Mon. at 9pm to get them certified funds or they'll put their loan through. Their purchase contract paper is literally 28" long and as thin as one of those old gas station receipts. My scanner won't take it. So I photocopied it onto two legal sheets and scanned them, which, of course, looks like hell. Then I noticed they put 5.6% as the rate on their loan, in case I don't get my own loan or cash. I don't know how to get this to my bank. In fact, having my bank FedEx a check will cost far more than the difference in interest paid between my bank and their lender. But now I hate this F&I guy, so I'm willing to pay it, just to make sure he doesn't get credit for this loan.