[masraum]

You can check your credit for free once a year using www.annualcreditreport.com.

It's not like the "freecreditreport" site that has those snazzy commercials. They've got to pay for those commercials somehow.

BUT!! You don't get your credit score from annualcreditreport.com. You just get your creditreport, ie what accounts are open, what credit you have applied for, who has asked to look at your credit, any late payments or defaults, etc...

If you want your credit score, you can buy it from Equifax while you are going through the credit report process for somewhere between $5.95 and $7.95 the last time I tried.