Quote:
Originally Posted by stomachmonkey
It's only "retroactive" to day you decided to opt in not to the 1st day of eligibility. (Your last day of employment)
Meaning if you have a medical expense before you opt in it's not retroactively covered.
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Hmm, that's not the way it was explained and really wouldn't fall under the definition of retroactive.
I specifically asked "If I have a medical need in between my last day and when I opt in it would be covered?"
Not saying you're wrong, in fact the way you describe it is what I would define as proper.