[mreid]

How many on here use the same password for multiple secure sites? Same for your gmail account as your online banking? You don't have to answer, but research shows many baby boomers do. These are the same people with the highest incomes. The same people using more and more handhelds and using Facebook and LinkedIn in increasing numbers. Is it just an inconvenience that your LinkedIn or Facebook password is stolen? How about that phishing email you receive later that looks legit and you feel better when it reminds you not to enter your password for security purposes, but they will need your bank account number? Couldn't be harmful, it's on all your checks right?

My point is that nothing is really safe and you/we can't expect business to protect us passed a certain point. Europe has had chip and pin in credit cards for almost ten years, why not us? In the UK, your credit card never leaves your sight. Why not here? Our head of security copied my credit card onto a hotel key in about 20 seconds as a demo using a handheld scanner. I later used it to get gas. Protect yourself, take advantage of credit monitoring and get new cards if you were possibly exposed. Take no chances! Be personally accountable!