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be aware that there are limits to what they will agree to cover on those stated value policies. i could never get what i have into the car. the last time i checked, i was going to be hard pressed to get them to cover more than $40k.
also, that type of insurance comes with restrictions, such as a prohibition on track use, annual mileage limitations, liability limits, and prohibition on many modifications (such as aftermarket forced induction). it is more useful as supplemental insurance, not primary insurance.
i haven't added it yet, but will be shortly, assuming i keep the car. i no longer track it, never exceed what they limit you to in annual mileage, and have an umbrella policy which gets me around the $300k liability limits. still, the cap on payout is a problem, but far better than what my AAA policy would pay if i totaled it. however, i still need to get a waiver on the forced induction. it has already been done once though, due to the kit being CARB legal, so i shouldn't have any issues there.
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