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I'm with Hagerty, and have been for almost 20 years now. No claims, so no problems.
I do always go out and check rates and policy restrictions.
One of the big things I found in terms of restrictions is an "in sight" clause. Basically this means you have to keep your car in sight at all times when out on a drive. No problem if you're driving, but if you stop to buy some snacks or get lunch/dinner and your car is not in your "sight" at all times, it ain't covered. I found this within the "fine print" of several of the other major collector policy insurers.
Good luck!
Eric
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http://www.autoforeignservices.com/
57 Speedster, (4) 67S coupe's, (2) 67S targas, 68L Rally car etc. etc.
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