Thanks! You've brought up a lot of excellent points that I hadn't considered, and that was just my "first" bad idea of the day
. On another thread regarding my 911, someone posted that Hagerty would have almost doubled their premium if they increase their declared value from 22 to 27K. In my case, I'd be wanting to take my declared value from 25K (too low) to probably 35 or so. I hear what you're saying....not worth the messiness of it all if worst came to worse even if it is technically legal. I've just been going through all of my ins. needs...shopping around, etc. and have already saved a bundle on my houses and will probably do the same on other stuff too. I do appreciate it!!!