[boba]

As far as market timing goes, some claim to be able to make predictions, but I do not have very much confidence in them. I will set stop loss points on stocks I buy. I will also sell some of a stock if it runs up dramatically to recoup original principle. I can then invest that in something else. When there is a correction I will add to positions I have confidence in or buy something new that has been over sold. I have missed crashes in the past but things drop so fast sometimes all you can do is ride it out. If you had solid picks they will recover with the market. If you choose funds you need to do some of the same.