[Cajundaddy]

The only time I ever lost money was timing the market in actively traded stocks. Most of my stock market play is in IRAs and Vanguard index funds because the costs are so low. I agree with Buffet that it is better to buy stock like you would buy a farm. Choose good value and a business that will be around for a while gaining value instead of attempting to do a quick flip for a big score. A stock with effective management will produce over a many years at very low risk.

Right now I have about 30% of my investments in index funds, 30% in real estate, 30% in business capital, and 10% cash. This was a good year for stocks.