[twobone]

I'm doing some financial planning and I have put down the following as monthly discretionary cash flow needs over and above utilities, etc.. Where am I nuts?

In my vision of the future, I hope to have enough money to travel a couple of times a year (sometimes with my kids and sometimes just my wife and I) and have enough cash flow that we don't freakout when we want to go out for dinner or argue if we want to buy something small (like car parts!).

I have this vision that with retirement I'm going to have more time to do the things I want to do including travel, so I really don't see the amount of discretionary expenses dropping

For the folks who have experience with retirement, do these monthly expense figures sound bonkers? For example, the travel figure annualized to $20K. One or two big trips and a couple of small ones each year with burn thru $20K pretty fast


Food $1250
Travel $1650
Misc expenses $2700 - buying all that crap that ends up on your Visa bill (Home Depot, Amazon.com, etc.)

Ignore all of the regular expenses, I have those tracked and accounted for in my calculations

Thanks