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Check with your insurance agent to see if you are already covered. If not, see how much it would cost to add coverage to your regular insurance policy. If he/she can't do it, then do more research on the company making the offer to you, make sure you will really be covered, etc.
What would it cost to repair such a break? $120/yr isn't much, and if a break is "only" $1200 to fix that is 10 years worth of payment on the policy. Whats the likelyhood of damage in the next 10 years?
I say insure it, but make sure you are really getting the right coverage to actually fix it ....
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“IN MY EXPERIENCE, SUSAN, WITHIN THEIR HEADS TOO MANY HUMANS SPEND A LOT OF TIME IN THE MIDDLE OF WARS THAT HAPPENED CENTURIES AGO.”
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