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In Santa Monica, we'll be gridlocked unless we get on the GS - in which case we're not carrying much. That would have to be an "escape to safe location" rather than "relocate and hunker down."
I've got about 10K rounds in all, spread between 12 gauge, 9mm, .357, and .22LR. Don't think I need to worry about that side of things. Water is probably the bigger concern as I keep a couple of 5-gal plastic bottles. I'd rather have closer to 20 gal for the 3 of us. Again, I'm planning on a week of down time.
Not sure the terrorist thing will come to pass. An earthquake however is pretty much guaranteed - just depends on the epicenter. I don't think our house will be flattened, but parts of the city might and things will shut down. At that point you're ok in your own home but on your own for food/water/safety.
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