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You have to be careful with what you estimate your car to be worth. I was with American on my 951 that had a engine fire. I guessimated 7.5 for the car on the original policy, when the adjuster came out to inspect the damage he totaled the car at 14.5.
And the daily driver clause is so that you don't drive your collectible a a major mode of everyday transportation. Do you blame them?!
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