[Evans, Marv]

Then it's most likely not a problem. If the Quitclaim is already done, you (or the bank) should most likely have at least a copy of a deed with only your name on it or the Quitclaim giving you sole conveyance. I doubt the bank cares if you tell them to remove her name or you'll pay it off, since with only four years left, you're paying almost all against the principal anyway. My take is the Agreement can say she quitclaims the property to you, but it's not official until the actual paperwork has been filed with the County or whatever entity has jurisdiction over those things and been distributed to those concerned upon their request.