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There are several partially right answers already posted. First, a divorce can't terminate the rights of a third party creditor. In this case the bank. They want to keep her name on the loan because if you default they can go after her.
Next, while your order states she is to quit claim her rights over to you, that is not the same as her actually executing a quit claim deed. Normally a judgment will say something like "Property XYZ is awarded to husband. Wife to execute a quit claim deed relinquishing her rights to said property. Husband, within X number of days of receipt of filing of the quit claim deed, is to refinance said property." It appears none of that has yet happened.
Right now your ex is still responsible for the debt on the property, but she also has an ownership interest in it. You need to contact your divorce attorney and find out if the quit claim deed was ever executed. If so, find out if it was ever filed with the recorder of deeds.
Texas has some pretty draconian property laws. Right now you can't even sell the property without your ex's permission. I doubt the bank will even let you refinance in your own name with out a copy of a filed quit claim deed.
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Kurt V
No more Porsches, but a revolving number of motorcycles.
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