Quote:
Originally Posted by David
My divorce was final in 2012, I kept the house, and the final divorce agreement states that . The mortgage is in both our names and I'm trying to get my ex-wife’s name off the loan. My bank is telling me I have to reapply for the loan with all the costs associated with that. I don’t see why they can’t just take her name off the loan and be done with it.
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Wasn't she a co-applicant on the Mortgage? If so, then that's why. They based the loan on both of your incomes. You will have to reapply for a new mortgage on your own. Good Luck.