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The US is way behind Europe in terms of personal banking. I think the only thing the U.S. is leading the world in these days is fat people.
But to better answer your question, in the last year there has been a sharp increase in scammers on both Pelican and Early S Registry. Anyone with a WTB ad gets contacted saying they have the parts you need. Typically they are in England and many times say their paypal is dormant and they request a moneygram be sent. Another indicator is they have 0 posts or maybe up to 5. That alone should make you suspect.
There are threads on each site where people post a new scammer's screen name, happens all too regularly.
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Tru6 Restoration & Design
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