[RKDinOKC]

Don't have any credit cards, just a debit card. Decided if I was going to pay it off every month to use a debit card and not have any credit cards on accounts someone could run up on me. Do get a $25 Walmart gift card every month for being in an eye drug study. It usually takes 3 cashiers at the local Super Center to make the gift cards work though.

The bank holding my mortgage called today and wants me to open at Checking Account with them. Says they will give me $50 and a zero fee zero interest Credit card. They didn't tell me how much I had to keep in the account or that the zero percent interest or fees would increase. There must be some reason they want my name on a cash account instead of just the mortgage.