[june82000]

What all is covered and what all would likely fail is the question to ask yourself. Cost of likely repairs vs cost of the warranty? How much is your peace of mind worth? Will the warranty provide that (sounds questionable)?

Warranty companies will keep band-aiding the problem. There's nothing in your AC system that can't be replaced in order to keep it running so they will never buy you a new system.

On the flip side, my friend is in the HVAC business. If you ask them, your entire system will need replacing; duct work and all. I have no idea what your home is like, but I'd say $8,000 is an average figure for equipment and ductwork including labor.

So it depends on who you ask as to what kind of answer you get.

If opting for a new system, try to figure out the time required to recover the cost of the system by way of energy savings. Don't forget about insulation and air leaks as they require the system to run more often and hence shorten system life.

FWIW, I had to replace my heat pump/AC condensor fan motor recently. It was about 9 years old. I did it myself for the cost of the part which was $112.

Good Luck in your decision(s).