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What do you use for "small cash" purchases?
I want an "expendable" account.
Problem is, the banks around here all require $500-1,000 minimum balances or they'll start piling up huge fines.
The bank rob you in Mother Amerika.
I thought about getting a pre-paid debit card, but these also require federal background checks using internet verification.
I don't trust the internet, and frankly I shouldn't have to cough up $10+ to be able to use a different form of electronic cash.
I'd like to be able to make small transactions without putting "all the eggs in one basket", so to speak.
The Target debacle is only one of many.
Many companies also have the reputation of "not cancelling" accounts...even after months of the customer calling and complaining.
Uses:
-Paypal account for Amazon/Craigslist/etc.
-Small donations.
-Internet purchases from various companies, and possibly sketchy people
-Automatic payment agreements that die with the card.
-etc
At this point, the only banking options appear to be ones I don't feel secure with, or which penalize the poor.
What do you use?
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