[plumb4u2]

being a Plumber I bring in about $500ish a month in cash from scrap I pull out of customers houses
I usually have 500-1000 cash in my wallet for local purchases

my wife set up an account with debit card for my internet purchases, she only loads the account when I'm ready to purchase something

my account does not have to maintain a balance, now to be honest she is the manager of the bank so I can't say if she has gotten around the fees due to her authority but I will ask her tonight and update you

she works for a major east coast bank