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Plane Jane bottom of the line American Express is $75 a year... or at least it was...
I used it for all the above (Internet, eBay, etc.) they have excellent security.
Unfortunately I closed out my Amex account in a cost cutting/simplification frenzy.
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Gary Fisher 29er
2019 Kia Stinger 2.0t gone 
1995 Miata Sold
1984 944 Sold
I am not lost for I know where I am, however where I am is lost. - Winnie the poo.
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