Quote:
Originally Posted by wdfifteen
No kidding.
I'm not sure what you are asking for. Why doesn't a low-limit credit card do the job for you?
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That's an option. thx.
Philosophically though, I'm still holding a grudge against the "credit system"(aka economic defamation), and don't want to be involved with it again if possible.
Background story:
After high school, I shared an apartment with a couple deadbeats.
-I moved out (with written agreement from the appt manager) and they stayed.
-The company later changed their minds, and stuck me with a 7-month bill.
-I was completely shut out of the 2000 California housing boom. (Even with zero negatives, 80+% down, a good paying union job, impeccable payment history, same bank accounts and home for many years.)
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11 years later my credit was still ruined
-I couldn't even obtain a credit report to contest the charge.
-Experian required a copy of my lease and an
original birth certificate before they'd even send the forms. Yeah right.
I know I'm just one of many victims of banking shenanigans.
Many have had it worse.