Quote:
Originally Posted by DanielDudley
Piggy bank a second checking account to one of your other accounts in your primary bank.
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We did this too... took some wrangling...
Us at the bank:
Me "So my checking is free with no balance requirements because my paycheck is auto deposited?"
Bank lady "Yes"
Me: "and this second account is free with no balance because it is attached to it?"
Wife and bank lady: "of course"
Me, looking at account brochure: "but that is not what it says here." pointing at brochure.
Wife and Bank lady giggling like I'm an idiot: "On no, it is fine, don't worry about it!"
Month later... $35 for not carrying a balance...
long story short, took two months and several trips to the bank but they returned the charges and we got the free account.
However I prefer the Amex because it is (was) not attached to our bank account... and their annual charge is most likely less than the Bank will screw you with hidden charges.