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Another option is a 3rd party bank, like captialone360. Just one of the many options available...
What's a 360 Checking® account?
Current checking bogging you down? With 360 Checking, you're free to roam. It's fee-free, online and mobile checking that works around your schedule and goes where you go. It starts with:
No hidden fees or minimums as you earn interest on your everyday money
38,000 fee-free Allpoint® ATMs and 2,000 Capital One® ATMs
Free MasterCard® Debit Card for all purchases
Mobile check deposits with CheckMate Opens a new windowSM & one checkbook's free
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